The banking industry has seen enormous changes in the wake of the housing crisis. In 2010, Congress passed the Dodd-Frank Wall Street Reform & Consumer Protection Act to end the improper lending practices that caused so many Americans to lose their homes to foreclosure.
The age of e-mails and smartphones has changed the way divorced couples communicate after the break-up and it’s often for the better, particularly when children are involved.
A new Georgia law that went into effect in July 2012 has changed the way jury pools are created. The pool of citizens eligible for jury duty, which once was tied to registered voter lists, has been greatly expanded to include the state’s entire driver’s license database.
Every driver should have car insurance, and wants to be protected. But from what? One of the most important sections of any auto policy is something called Uninsured Motorist Insurance.
One clear sign of the down economy in recent years has been the sharp rise in debt collection cases in which creditors, typically employing a lawyer or a collection agency, seek all or a portion of what they are owed by a debtor.
Losing a loved one is never easy. Emotional needs must be met. Immediate family matters must be attended to. Funeral or memorial service arrangements must be made. But at some point fairly soon after death certain practical steps need to be taken.
Today’s “modern family” has many looks – including more gray hair as grandparents increasingly take over the role of parenting (this time around for their grandchildren) due to such factors as the challenging economy and higher divorce rates.
Collaborative law, a more uncommon alternative to the “nasty divorce,” is relatively new to our community. But this highly specialized area of the law has spread rapidly through the U.S. since the 1980s and has been particularly positive for those seeking a healthier & more efficient divorce or separation.
In the aftermath of the high-profile Jerry Sandusky trial involving Penn State University, the nation has collectively experienced a heightened awareness of child abuse, physical and sexual, and the moral responsibility to report suspected abuse cases.
Underwater mortgages – or negative home equity – occur when a homeowner owes more on his house than it is worth. The Great Recession and collapse of the housing market nationwide certainly have impacted the number of underwater mortgages.